Last updated: November 2023

Please read these terms and conditions (“Terms”, “Terms and Conditions”) carefully before using www.jbmassoc.com (the “Site”) operated by JBM and Associates (“us”, “we”, or “our”). Your access to and use of the Site is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Site. By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the terms, then you do not have permission to access the Site.

Content

Our Site allows you to post, link, store, share, and otherwise make available certain information, text, graphics, videos, or other material (“Content”). You are responsible for the Content that you post on or through the Site, including its legality, reliability, and appropriateness. By posting Content on or through the Site, you represent and warrant that: (i) the Content is yours (you own it) or you have the right to use it and grant us the rights and license as provided in these Terms, and (ii) the posting of your Content on or through the Site does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person.

License

By posting Content to the Site, you grant us a non-exclusive, worldwide, irrevocable, royalty-free, sublicensable license to use, reproduce, adapt, publish, translate, and distribute it in any and all media. You retain any and all of your rights to any Content you submit, post, or display on or through the Site, and you are responsible for protecting those rights.

Prohibited Uses

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site:

1. In any way that violates any applicable law or regulation.
2. To engage in any activity that interferes with or disrupts the Site or the servers and networks connected to the Site.
3. To impersonate or attempt to impersonate JBM and Associates, a JBM and Associates’ employee, another user, or any other person or entity.
4. To engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Site.
5. To transmit, or procure the sending of, any advertising or promotional material without our prior written consent.

Termination

We may terminate or suspend access to our Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Governing Law

These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

Changes to These Terms and Conditions

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Site after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Site.

Contact Us

If you have any questions about these Terms and Conditions, please contact us at jbmacutay@jbmassoc.com.